Internet transactions with our Direct Gateway Processor are very secure.  All information is encrypted before it is sent with SSL encryption.  SSL stands for Secure Socket Layer.  This technology is designed to encrypt the text sent from the merchant web site and then decrypt the information on the other side, i.e., the processor  network.  The SSL encryption technology is included in all of our payment processing solution without additional cost to the merchant.  

Some Internet Service Provider's provide merchant Web sites with the SSL technology and include the secure server needed to operate SSL. However, some providers require that you purchase your own certificate from a third party SSL provider company.

An SSL Certificate contains a public key and a private key.  A public key is used to encrypt information and a private key is used to decipher it.  When a browser points to a secured domain, an SSL handshake authenticates the server and the client and establishes an encryption method and a unique session key.  They can begin a secure session that guarantees message privacy and message integrity.
 

For more information, Contact Us.

Back To Top Of Page

Advertising:  Your Web site acts as an online advertisement for anyone looking for your products and services.  Search engines such as Google regularly "spider" individual Web sites and make your site available to people searching the Web.  Choosing our MerchantAmerica Web Site directory option can increase your visibility to search engines, as they regularly search our directory and index our merchant's sites.  People can find you from anywhere in the world, or around the block.

Information:  Many merchants use the Web site to provide answers to frequently asked questions, describe product features and benefits, and provide other information that helps a customer doing research on their product to make a decision.  You've probably seen this in ads: "Visit www.companyname.com for more information." The ad gets your interest, the Web site tells the story.

Online sales:  With e-commerce Web sites, you can sell goods and services online, letting your customers use their credit cards or checking accounts to pay.  More and more people are buying online for the convenience, ability to compare prices, and ability to find hard-to-find items.

If you are looking for a low-cost means of setting up shop on the Internet, our MerchantAmerica Web Sites give any business the tools needed.  Or, use our payment gateway to process payments on more sophisticated Web sites developed by your ISP or Web provider.

For more information, Contact Us.

MOTO is the abbreviation used to describe mail order and telephone order businesses.  While many processors shy away from such businesses, we offer comprehensive payment services with competitive pricing and a high, 98% approval ratio of applications received.

For complete information, Contact Us.

Our processor has offered online payment processing since 1997 and the service is used by thousands of merchants across the U.S.  Web sites connect to the processor using a variety of shopping carts, using via coding such as CGI scripts.

Here’s why it pays to open your merchant account with us:

We do more than provide a online merchant account.  We include the gateway mechanism for processing online. 

Transactions are processed with state-of-the-art security, SSL encryption.  SSL protects the cardholder, the merchant and the ISP from fraud.

Feature-rich on-line reporting keeps the merchant on top of transactions at the merchant Web site.

Competitive prices. 

The merchant Web developer or ISP can set up the our on-line payment service quickly and easily.

Merchant America Web sites can be set up by Anyone in less than an hour.

You haven’t chosen an ISP to host your e-commerce site yet?  Contact one of the shopping cart developers and ISPs already providing e-commerce solutions through our processor gateway service.

For more information Contact Us. 

For complete information, Contact Us.

In the past, orders would be e-mailed to merchants, who would enter the credit card information into their terminal.  Nowadays you can either use a virtual terminal or use shopping cart software that charges the customer in real time.  With our payment processor, you can have any combination of retail storefront and Internet payment processing services, all with online reporting included  with  Merchant America services and one monthly fee plus transaction fees. 

For more information please Contact Us  

Find out from your shopping cart provider which payment processors or payment gateways are accepted with their cart.  If our processor works with the existing cart, it should appear a list of compatible processors.  Your existing cart can also be looked up on a list we can provide on request.   If a shopping cart is not functional with our processor, it may be possible for the cart provider to add our processor's compatibility to your cart, upon request.

Merchants who are just starting out with an online business can use one of our shopping cart developers and ISPs to set up a customized Web site.  Or, your merchant account can be set up to process payments on a simple hosted online store at MerchantAmerica.  With MerchantAmerica, you have an easy, fast means of building a store yourself using our templates and guided by online instructions.  It couldn’t be easier to start your online business. 

For more information, Contact Us.

• 24/7 online transaction reporting for up-to-the-minute information on  credit card, debit card and check transactions.  Reports are downloadable CVS file format that is exportable to Excel and most standard accounting software programs.

• The ability to sell on-line without the high cost of setting up an e-commerce web site.

• A Internet business-related resources directory for cutting though the Internet clutter when a business needs resources fast. 

• Free online shopping cart with free online cart hosting.

• Unlimited online catalog categories with unlimited product listing hosting.

• A Virtual Terminal for accepting credit carding and checks by phone.

• A Recurring Payment Manager for setting automated recurring payments on the agreed payment due dates.  On the due date payments are automatically withdrawn from the customer's account and direct deposited into the merchant's account.    

Merchant America answers all those needs and more. It does this with a clean, easy-to-navigate design to maximize your productivity online.

For questions, Contact Us.

Yes there are some types of products and services that we do not support.  We do not open accounts for sex businesses, Internet gambling, online adult content, roving merchants (door-to-door sales), drug paraphernalia, and similar businesses.

No, our processor's payment processing does not require your customers to download any software.  If they have an Internet browser and have found your Web site, they can pay you using a credit card or their checking account. It's that simple.

For complete information Contact Us.

Our services are always up to date with the latest technology.  The processing  staff of technical experts, programmers and payment specialists are constantly developing new payment services, new features for our services, and monitoring changing payment regulations for our next-generation services.

The future processing of your merchant account is not something to worry about.  If you are processing with a website, your main concern will be how your website changes according to new web-developments, how advanced the website is, and what new features it has.


For more information, Contact Us.

Back To Top Of Page