Point-Of-Sale Credit & Debit Cards...


Offering A Diversity Of Credit & Debit Card Solutions

Dealing with a processor ranked among the top ten processors nationwide, means we continue to bridge the gap between businesses, consumers, banks and payment technology.  We offer a diverse selection of credit card processing, debit card processing, and check service products, to all types and sizes of merchants.  Small, medium or large businesses benefit from the convenient payment solutions offered.  Reduced merchant fees, fewer charge backs, greater payment security and increased sales are a few of the benefits gained with our credit and debit card solutions.  

Point-Of-Sale Solutions That Perform 
Companies, merchants and banks across the business spectrum from nationwide corporations to individual mom-and-pop stores continue to depend on our trusted processor for fast, accurate and secure payment processing, settlement and funds transfer. 

In addition to credit and debit card processing we offer a full suite of low cost payment processing solutions. 

Point-Of-Sale Goes Beyond The Check Out Lanes

Any business in America can process a wide variety of debit and credit cards through the method that best fits the business model. This includes: 

• Point-of-Sale Terminal within a store, restaurant or service business.

• Virtual terminal with free internet payment gateway for businesses that need to accept and process credit cards:

   

  • At the Check Out Lane

   

  • Using merchant's existing third-party PC software - A very large offering of direct payment links, connect software and processor gateway tools are available that can connect to most all third-party software in the market place.  All of the links, connection software and gateway tools are free.  Some request for very specialized processing may incur some development cost.

   

  • At remote locations using Laptop, PDA, or Cell Phone devices

   

  • Online

   

  • By live phone call

   

  • Using Automated recurring payments

Credit Cards & Debit Card Point-Of-Sale Processing

Credit cards remain a popular form of payment among consumers, however only about 18% of the American consumers are able to use a credit card to complete a payment transaction.  About 50% of the consumers can qualify for a credit card and among the existing cards in use, 65% or over the credit limit, making them unusable. 

Currently, more debit cards are issued by banks than actual credit cards.  Many debit cards are Signature-Based cards meaning a PIN number entry is not required at the Point-Of-Sale.  For sales clerks at the Point-Of-Sale, Signature-Based debit cards look like credit cards and process the same as credit cards.

With a Signature-Based debit card, the card is swiped though a card reader just like a credit card, and the point-of-sale terminal gives a draft receipt for the customer to sign.

Debit cards are now widely viewed as safer than cash, and more convenient than checks.  Both PIN-Based and Signature-Based debit card processing can be included in our merchant accounts.  Funds are settled in just 24 hours through one of the key EFT networks and deposited into the merchant’s account in two business days. 

Longevity and Integrity

The trusted payment processor services and state-of-the-art proprietary data centers have been proven secure by thousands of businesses across the nation every day for decades.  The procedures have been streamlined and optimized through decades of industry expertise and programming. The security systems have passed the test year after year. 

Merchants can avoid pitfalls and gain many benefits from considerable industry experience.  High ethical standards match our long-standing philosophy and culture of integrity.

Cost Effective Pricing Designed To Reduce Cost

In addition to the functionality of our payment solutions we offer very attractive rates for merchants wanting to reduce cost, streamline payment processing and reduce backroom workload.  

Accounting becomes less stressful with online reporting available 24/7.  Every transaction can be viewed securely online in real time.  Detailed transaction reports can be downloaded in CVS file format and imported into Excel and most standard accounting software.   Merchants never have to wait for end of month paper statements to see their processing activity. 

Essential Customer Service 

Merchants are provided U.S. based telephone live customer service 24/7 for 365 days a year.  When merchants have a question or problem they’re not directed to scroll through an endless "knowledge base" or wait 24 hours for an email response. A friendly customer service department is operational day and night, weekends and holidays to answer questions and provide solutions.

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"Providing consumers convenience and payment transfer solutions business leaders depend on is our business"

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