Credit and Debit Card Merchant Accounts...

Reduce Credit And Debit Card Processing Cost

American Payment Exchange is able to offer special card processing pricing that can reduce cost.  Both large and small merchants can benefit with our special pricing plans. 

The bottom line is American Payment Exchange offers the absolute lowest merchant card rates anywhere with card rates as low as 1.39%, plus we offer the most advanced processing terminal FREE when you sign-up for processing.  Don't take our word.  Let us complete a Free side-by-side spreadsheet comparison.

Credit and debit cards remain a popular method of payment among consumers.  Many consumers have developed a reliance on credit card convenience.

Merchants are challenged with shrinking profit margins and increased fee cost for credit and debit card processing.  Reducing card processing cost provides a direct positive effect on bottom line  profit results. See FREE Equipment Offer

Select and review the types of Card Processing offered:

Point-of-Sale Credit & Debit Card Processing

  Accept Credit Cards By Phone Or Fax

  Accept Credit Cards Online

  Accept Recurring Credit Card Payments

  Remote Off-Site Credit Cards Processing

  Apply Now - Merchant Application 

Review - Application & Document Requirements

Contact Us - For Questions Or Help 

Industry Pricing Overview:   

Confusion surrounding merchant credit card fee pricing continues to complicate merchants efforts to control cost.  The confusion results from the numerous Interchange pricing tiers that have now been developed by major card companies. 

The end result of the complex Interchange pricing system has caused merchant credit / debit card fee cost to increase.  Some acquiring banks have further compounded the problem by making card processing statements difficult to read and determine true card fee cost.

Evaluation Of Credit Card Processors:

It is important to understand all major card company Acquiring Banks pay the same card Interchange rates and the same dues and assessments.  Price differences between processors are a result of the Interchange rate mark ups and other fees applied by the acquiring banks and processors.  The competitiveness of credit card processors can be determined using a spreadsheet  comparison.

American Payment Exchange offers a Free detailed comparative spreadsheet statement comparison that will show potential bottom line dollar savings.   The comparative statement analysis is preformed on the most recent last two monthly statements from your current credit card processor. 

Cost for the same type and number of transactions for the same reporting periods will be shown for a true and open comparison.

The bottom line is American Payment Exchange offers the absolute lowest merchant card rates anywhere with card rates as low as 1.39%, plus we offer the most advanced processing terminal FREE when you sign-up for processing.

"Providing consumers convenience and payment

solutions business leaders depend on is our business"

Contact Us to request a detailed  Statement Comparison.